The Ultimate in Point-And-Shoot

Take a cheap disposable camera with no zoom and a tiny, curved viewfinder; hold it up to your snorkel mask, which keeps the viewfinder two inches away from your eye;  hope that you've actually put your subject in front of the lens. Click. And still come out with a photo like this. That's what's amazing about Hawaii.

(thank you to John and Pat, who talked me into buying the camera)